Need an appraisal in Hillsboro or Highland County?

Here are the top 7 reasons Ohio homeowners use SOUTHERN OHIO APPRAISERS LLC:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
Remove PMI to lower your mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a divorce in the state of Ohio, when real estate property needs to be divided
To settle an estate in Highland county or Ohio by determining the true market value of the real estate in question


	Own a house in or near Hillsboro, Ohio and need help determining the value of it? Contact SOUTHERN OHIO APPRAISERS LLC.

We at SOUTHERN OHIO APPRAISERS LLC understand the unique needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. As our client, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.

Pre-listing Services/For Sale by Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at SOUTHERN OHIO APPRAISERS LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Challenge Highland County's assessment of your property

If you live in an area that is declining or not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. That only means you're probably paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from SOUTHERN OHIO APPRAISERS LLC is your perfect weapon.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At SOUTHERN OHIO APPRAISERS LLC, we're seasoned in helping clients just like you get rid of unnecessary PMI insurance.

HELOC recently frozen?

If your home is in or near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be difficult from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. SOUTHERN OHIO APPRAISERS LLC can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for efficiency? SOUTHERN OHIO APPRAISERS LLC offers field reviews where we go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can assist you. Although most review work is requested by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to invest in a second opinion.